A Lonely Marriage

LONELINESS by Beverly J. Letchworth

Loneliness falls

     not with butterfly wings

     but with a smack

     of eagle's talons -

             gripping,

     suffocating,

     with pain

     that stills the soul.

It is a loathsome thing,

     this invisible suppression

     which leaves the heart

             shaken and afraid,

             despairing of its duration;

             

               for it's one thing

                to be lonely alone,

                but agony to be lonely

                                   with you.

          *    *    *    *    *    *    *

From The Many Faces of Journaling: topics & techniques for personal journaling by Linda C. Senn

Divorce & Starting Over Single

End of the Year = End of Your Marriage?

Major holidays sometimes prove just how broken your marriage is, and you know ... it's time to stop pretending and admit that your marriage has been over for so very long.  * Your only New Year's resolution is to file for divorce.

The decision itself can be a relief, especially if you've been struggling to make the marriage work. But you can't. It really does take two. 

The reasons for divorce are many. Emotional and personality incompatibility is a destroyer. The two partners may have completely different needs for feeling loved and secure -- needs that the spouse is unable or unwilling to give. 

Your job in making the decision to leave or stay is whether you've blossomed or withered in your marriage. Your natural inborn gift is a peaceful, loving life.

Imagine the absence of emotional, psychological, and/or physical abuse. Picture being surrounded by people who respect you, believe in you, and admire you. How does that sound? Impossible? No. That's the real world, beyond your marriage.

   * When you leave the pain, you truly walk into the sunshine. *

In this series of blog posts, Divorce & Starting Over Single, you'll find practical guidance, steps to take through that process, and upbeat ideas for fresh start as a single. You'll also find useful information in the past posts.

And, as always, I welcome your comments!

Peace,

Lin

Made Mistakes You Regret? It’s Not Too Late To Make It Right!

[Rebecca Sedacca, CCT, known as The Voice of Child-Centered Divorce, is a Divorce and Parenting Coach and Founder of the Child-Centered Divorce Network for parents, and a counselor of extraordinary compassion and wisdom. Visit her website for more helpful guidance.]  

By Rosalind Sedacca, CCT
September 27th, 2014

Divorce drives some people crazy. Because of that, they make many poor decisions. Their judgment, integrity and credibility are easy to question. Their decisions regarding taking responsibility for their children come under scrutiny.

There is much we can all learn from these mistakes. And wisdom we can take away that is important for all of us to remember: It’s never too late to get it right – when your children are at stake!

In the heat of the divorce drama, we may have settled for a decision or two that we later regretted and still feel resentful. Or we made a child-related agreement that, in hindsight, was not in our child’s best interest – but we don’t know quite how to remedy the situation.

Perhaps we lost our tempers at an inappropriate time 

and watched our children painfully internalize the experience.

- or - 
Maybe we referred to our ex in a rather unflattering way 

only to find our child get very upset and storm away in anger.

While some legal issues can only be handled through legal resolution, there are many post-divorce relationship decisions involving our children that we can remedy! And, it’s never too late to make amends.

If you have found that your children are suffering or hurting due to a decision you made when you were more motivated by anger than by positive parenting and are now having regrets – take action.

That can mean having a heart-to-heart with your children and apologizing for behavior or statements you made that created pain in their lives. Take responsibility, own those choices, and humbly explain that you made an error and now want to make some changes.

That may translate into letting them spend more time with their other parent … no longer bad-mouthing your ex in front of the kids … inviting your ex to a holiday or school event with the children … encouraging the kids to have a visit with their “other” grandparents … you get the idea.

Perhaps it means a straight-talk conversation with your ex that opens the door to better, more cooperative communication, trust and co-parenting. Or, apologizing for harsh words and insults.

Yes, this can be amazingly difficult to do from an ego perspective. But when you think about how much joy it can mean to your children when they see both of their parents getting along – it’s more than worth the swallowing of your pride. Chances are your ex will swallow some too – and be receptive to working things out in a more mature manner.

If you have nothing to “own” and all the tension and mistakes rest solely on the shoulders of your ex, try approaching them in a different way,
focusing exclusively on the emotional needs of the children,and reaching out a hand in peace.

There’s no guarantee this will work – and we all know there are some certified jerks out there of both genders! But don’t give up – ever! Times change, people can change, and change may be just what your family needs so you can create a better outcome for your children.

When you take the “high” road and model responsible, effective behavior, you are giving your children the gift of learning how to do that themselves. It’s a gift that will pay off for you and them many times in the years ahead. One day your children will thank you for making things “right.” They’ll acknowledge you for being such a model Mom or Dad, despite the challenges you faced. And believe me, you will be proud of the parent you worked so hard to become.

It’s never too late to heed this advice and start taking constructive steps that move you in the right direction – to honor the children you love. And if you need a helping hand, reach out to a professional for that support and guidance. We’re here to help you make a positive difference for everyone in the family.

*     *     *

Rosalind Sedacca, CCT is a Divorce & Parenting Coach and author of the internationally-acclaimed ebook, How Do I Tell the Kids about the Divorce? A Create-a-Storybook Guide to Preparing Your Children — with Love! For her free ebook on Post-Divorce Parenting, coaching services and other valuable resources on divorce and parenting issues, go to: www.childcentereddivorce.com.

Also see "The Forgotten Ones: Your Adult Children and Your Divorce" in Your Pocket Divorce Guide by Linda. C. Senn.

Morale Boosters for the Newly Single

Separation and divorce make us feel like failures. Both the Leaver and the Left can feel that they should have been able to do something to save and renew the once-happy marriage. But we tried and couldn't. And now that the divorce is final, a major morale boost is desperately needed!

The following aren't ongoing stress relievers. They're a way of honoring yourself and marking the start of a new phase of your life. Morale boosts for both women and men may come from a special piece of jewelry, a good luck talisman, or an item for your new home. For once, I recommend something tangible that you can enjoy over and over again like a warm hug.

There's no need to rush! Take your time and savor the anticipation. Look at it as a quest for your own symbolic grail. Do set a realistic budget and don't go overboard. Debt is no way to begin a new life.

Some of the ideas below were the choices of my friends and coaching clients, others just seem like fun.  But I'd love to hear what you decided on for yourself. I'll post your responses here on the blog with or without your first name only - your call:

1. JEWELRY. The stone(s) from an engagement ring or some family heirloom set into a new ring or necklace in celebration of YOU! Take your time, visit a few different jewelers and compare both the ring, brooch, pendant, and cuff link settings and the prices at each place. Shop and "sleep on it" as many times as it takes to find something that makes you feel special. A friend worked with a jeweler to design and make a new ring using the stone from her engagement ring with smaller stones from her grandmother's brooch.

2. A NEW ITEM FOR YOUR HOME. A practical item won't give you the same boost as something symbolic, artistic, or in some way uplifting to your spirit. One woman stumbled upon a large pen and ink picture of a reclining, nude woman. The soft watercolor accents of aqua and coral with the black ink highlighted both the femininity and strength of Elemental Woman. Now beautifully framed, it hangs in a place of honor in her new living room and speaks of her own inner spirit.

3. A PERSONAL TALISMAN OR GOOD LUCK SYMBOL. Ideally, this should be small enough to carry in your pocket, purse, or briefcase, so you can always have it with you. You may already have a special item, maybe your grandparent's watch or the silver dollar he gave you. Some of us have a favorite small, polished or natural stone or one with an encouraging word etched on it. Old or new, given to you by a special person or store bought, it should give you a positive feeling when you hold it in your hand.

4. PERSONAL TLC. True, this kind of treat isn't tangible, but it certainly boosts the morale. A great massage lifts both your mood and your endorphins. [Tip: If you know it'll take you almost an hour to simply relax into it, schedule a 90 minutes massage.] Or sign on for a package deal wherein you save by buying 5 or more massages to use when you wish. For all-out pampering, go for a day at the spa. You can usually choose which personal services you want to include in a day's visit.

Finding this special gift to yourself needs time. You could share the quest with a friend or venture forth on your own. When you've found it and claimed it for yourself, you may go home and silently meditate on the goodness and positive energy you will share with the item. You could also throw a party for close friends to celebrate the item's "homecoming." In some way that feels right to you, welcome it.

Happy hunting!

Lin

Laughter for Stress Relief

Separation and divorce produce so many different layers of stress that "overwhelmed" can become the only honest response to "How are you?" Wherever you are in the process, it's the right time to learn and use positive stress relievers. Make them a regular item in your schedule.

Some of us find that the laughter boost we get alone really blossoms when we share the experience with friends and family. That doubles your stress-relief, first with socializing, and then with the laughter itself. Funny movies, videos (I still like "Shrek I" for grown up laughing), games, singing, dancing, you can even make a game out of planning laughter get togethers!

We've all experienced the simple feel-good and sleep-better benefits of laughing, but here's the rest of the story. The Mayo Clinic web site informs us of the physiological benefits of laughter: 

Stress relief from laughter? It's no joke

By Mayo Clinic Staff

A good sense of humor can't cure all ailments, but data are mounting about the positive things laughter can do.

<>  SHORT-TERM BENEFITS

A good laugh has great short-term effects. When you start to laugh, it doesn't just lighten your load mentally, it actually induces physical changes in your body. Laughter can:

* Stimulate many organs. Laughter enhances your intake of oxygen-rich air, stimulates your heart, lungs and muscles, and increases the endorphins that are released by your brain.

* Activate and relieve your stress response. A rollicking laugh fires up and then cools down your stress response and increases your heart rate and blood pressure. The result? A good, relaxed feeling.

* Soothe tension. Laughter can also stimulate circulation and aid muscle relaxation, both of which help reduce some of the physical symptoms of stress.

          

<>  LONG-TERM EFFECTS

Laughter isn't just a quick pick-me-up, though. It's also good for you over the long haul. Laughter may:

* Improve your immune system. Negative thoughts manifest into chemical reactions that can affect your body by bringing more stress into your system and decreasing your immunity. In contrast, positive thoughts actually release neuropeptides that help fight stress and potentially more-serious illnesses.

* Relieve pain. Laughter may ease pain by causing the body to produce its own natural painkillers. Laughter may also break the pain-spasm cycle common to some muscle disorders.

* Increase personal satisfaction. Laughter can also make it easier to cope with difficult situations. It also helps you connect with other people.

* Improve your mood. Many people experience depression, sometimes due to chronic illnesses. Laughter can help lessen your depression and anxiety and make you feel happier. 

Click HERE to read the full article.

Peace ~

Lin

Financial Hazards of Divorce After 50

For anyone nearing or over 50, these financial issues will be crucial. If you have any additional questions, contact your divorce attorney.

By Jeanie Ahn

August 15, 2014 2:58 PM

Yahoo Finance

Breaking up is hard to do no matter when it happens. But getting divorced later in life can be especially traumatic, both emotionally and financially.

There are now more divorcées over the age of 50 than ever before. In 1990, just one in 10 people who got divorced was over 50; today, it’s one in four, according to “The Gray Divorce Revolution,” an analysis of federal statistics conducted by researchers at Bowling Green State University.

For this age group, some of the biggest challenges include divvying up accumulated assets and learning how to take control of their finances, often for the first time.

More than 600,000 Americans 50 and older got divorced in 2010, compared to about 200,000 in 1990.

Certified estate planner Jean Ann Dorrell says getting a divorce later in life requires dealing with situations that you don’t have to think about when you’re younger: Who gets the house? How will retirement plans get split? How will a divorce impact your future Social Security benefits?

Here are her tips on how to handle the most challenging money issues in a later-in-life divorce:

1.      Avoid tax penalties when splitting up assets

2.      Real estate: Who gets the house?

3.      Be knowledgeable about debt

4.      Plan for gaps in health insurance

5.      Social Security benefits

1. Avoid tax penalties when splitting up assets
Longer-married couples have typically built up substantial savings in several retirement plans. And unless a careful analysis is done, important provisions and the value of various retirement plans may be overlooked.

To split up some assets, a divorcing couple will need a Qualified Domestic Relations Order (QDRO) issued by a judge, which changes or splits up the ownership of a retirement plan to give a divorced spouse his or her share of the asset. QDROs should protect both spouses from tax penalties when retirement funds are transferred from one to another. 

2. Real estate: Who gets the house?
The house is often a source of emotional attachment — for both husband and wife — with neither wanting to give it up. But financial factors — like continuing to pay off the mortgage if there is one and upkeep — should be considered when it comes to this asset. It may make more sense to sell the house, pull out the equity and buy something smaller, Dorrell says. Or consider a reverse mortgage to make it financially possible to keep the house.

3. Be knowledgeable about debt
Full disclosure about all debts and assets is crucial. The best thing you can do is get a credit report on both of you. Credit reports are updated regularly, so it would be good to keep checking on it before the divorce is finalized. Your divorce attorney should be able to help give each spouse the other’s debt information and make a plan to get the debt taken care of, Dorrell says.

4. Plan for gaps in health insurance
If you are currently covered by your spouse’s health insurance through a family policy, you may face a gap in coverage until Medicare kicks in at age 65. One option is to purchase coverage through the health insurance marketplace; since the passage of the Affordable Care Act, insurers are not allowed to charge higher rates for people with pre-existing conditions, and subsidies can make insurance even more affordable. Another option is COBRA, a continuation of your employer’s group plan for up to 36 months; with COBRA you can receive the same coverage you had when you were married, but it is expensive. Perhaps a last-resort option, Dorrell says, is to consider legal separation instead of a divorce if neither of those alternatives are affordable.

5. Social Security benefits
It’s important for divorcing couples to remember that you can collect your ex-spouse’s Social Security benefits. If your marriage lasted 10 years or more and you're 62 or older, you can collect retirement benefits on your former spouse's Social Security record (if you’re unmarried), and it won’t impact your former spouse's benefits, Dorrell says.

You may be eligible to draw benefits of up to 50% of your former spouse's benefit. Check out the Social Security Administration’s website for more information about filing for benefits if you’re divorced. 

* * *

[This article has been slightly shortened. To read the full piece go to Divorce After 50.]

Peace ~

Linda

Nourish the Inner You